Kaleidofin is a fintech platform building a digital ecosystem to ensure finance for everyone, everywhere. We provide financial solutions for low-income customers and informal economy businesses through our ki credit Platform, which combines credit health assessment (ki score), middleware rails integration, advanced risk management dashboards (ki view), and debt capital markets structuring capabilities (ki credit). Our platform enables financial institutions to serve customers better through innovative solutions, including structured finance approaches (securitization, portfolio sales, co-lending), tailored funding for women entrepreneurs, agricultural workers, farmers and MSMEs, and local currency funding mobilization for new asset classes.
Currently impacting over 6 million customers across India, Bangladesh, and Kenya, Kaleidofin’ s risk infrastructure—including our credit scoring and dashboards—is used by multiple inclusive finance institutions in emerging markets where most customers work in the informal sector. To date, we’ve facilitated over $3 billion in debt capital to underserved communities.
Over the years, Kaleidofin has raised equity of over USD 40 million from marquee investors, including Rabo Partnerships, IDH Farmfit Fund, the Gates Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, Bharat Fund and Dell Foundation who share our commitment to financial inclusion and impact.
Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to present at the United Nations General Assembly Special Task Force. Kaleidofin won the Swanari TechSprint 2023 organized by the RBI Innovation Hub and emerged as a winner at the prestigious G20 TechSprint 2024: Technology for the Planet, organized by the Bank of International Settlements. We also invest in culture and team growth, reflective in our selection as a Great Place to Work for multiple years
To know more about Kaleidofin, do visit our site https://kaleidofin.com
• Maintaining oversight of the developments in the MFD, RIA, NBFC, digital lending, and account aggregator, to proactively manage the potential regulatory risk exposure of affected divisions/departments and ensure compliance with the statutory requirements and regulations prescribed by SEBI / AMFI / RBI / FIU-IND and all other applicable legislations.
• Develop, implement, and maintain regulatory policies/procedures/processes under the Compliance Program, including review mechanisms & processing, to ensure its continuous effectiveness in ensuring all applicable compliances by the company. Identifying and assessing Compliance risks in business & operation functions, and their mitigation measures including checks.
• Collaborate with cross-functional teams to facilitate the implementation of compliance requirements at all levels/processes of the organization. Work closely with internal teams to ensure the relevant legal and regulatory requirements are well understood and reflected in the relevant documentation and internal procedures and processes.
• Develop solutions to address specific challenges faced by the business units in regulatory compliance matters including impact assessments. Being the face of the Compliance unit, in discussion with the Product team to ensure all regulatory gaps are addressed and executed as per regulatory requirements. Review new products/ features on the platform and provide sign-off on the control testing reports.
• Responsible for the preparation of reports related to compliance with internal & external stakeholders/parties and submitting updates to senior management on critical compliance issues for immediate attention and escalation.
• Assisting with evaluating telecalls, conducting internal compliance reviews/audits, analyzing investment patterns and preparation of Suspicious Transaction Report (STR), and monitoring activities, of the departments involved. Obtaining data from various departments & review the same before submission for audits/inspection.
• Coordination for Politically Exposed Person (PEP) related customers checks/onboarding and monitoring of PEP customers. Specific responsibilities may include trade monitoring; review of marketing materials and electronic correspondence; employee training; responding to third-party due diligence requests; oversight of service providers; GIPS reporting; risk assessment, preparation for regulatory examinations; etc
• Liaison with the SEBI, AMFI, RBI, SRO, RE's & any other Statutory authorities and support in regulatory Inspection and related activities. Handling regulatory reporting, queries, and ad-hoc requests. Review and Monitoring of Regulator escalated complaints & Ombudsman matters.
• The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them.
• Mandatory work from office hybrid
• Post Graduate in Commerce / Business Admin. / Corporate Secretaryship / Law. Weightage will be given for additional certification in Compliance/Risk Management/Governance/AML.
• 4 - 8 years of professionally qualified experience in relevant banking & financial industry / a registered investment distributor / adviser, with proven track records.
• Excellent verbal and written communication skills and keen attention to detail and accuracy. Hindi language proficiency is preferred.
• Strong analytical skills with good MS Office knowledge and should be a self-starter and a team player.
• Comfort in taking initiative, with minimal supervision at all levels of the organization.
• Experience in handling Regulatory/Statutory Compliance’s related reporting and requirements
If you fit the bill, write to us at careers@kaleidofin.com
Chennai