Kaleidofin is a financial services platform catering to the informal sector, delivering solutions tailored to customers' goals and designed for user-friendly experiences. Our mission is to provide fair and transparent financial solutions, targeting millions of customers and enterprises in India without convenient access to formal financial services.
Co-Founder & CEO
Sucharita is passionate about access to financial services for all, she believes in “finance for freedom”. She is the co-founder and CEO of Kaleidofin, a fintech platform that provides intuitive and tailored financial solutions to underbanked customers. Prior to this, she co-founded the IFMR group and most recently was the group CEO of IFMR Holdings. She conceptualized and founded IFMR Capital, building capital markets access for financial inclusion and IFMR Investments, an alternatives fund management platform focused on informal sector finance. Sucharita was recently chosen as a young global leader by the World Economic Forum. She was chosen as one of the “top 40 under forty” business leaders by Economic Times in 2016 and named amongst India’s top 20 fintech change makers in 2017. She received the IIM Ahmedabad, Young Alumni Achievers Award in 2017. She graduated with an MBA from IIM Ahmedabad and has an undergraduate degree in economics from LSR, Delhi University
Co-Founder & CEO
Co-Founder & Director
Puneet is a Co-Founder at kaleidofin, dedicated to delivering financial services at scale. He believes that the power of technology can be harnessed to amplify the role financial services can play in the lives of customers. Prior to setting up kaleidofin, Puneet co-founded Dvara Trust and Northern Arc Capital. Puneet also serves as the Director on the Investment Committee at the Incubation Cell at IIT Madras. Puneet began his career at ICICI Bank, where he spent seven years in various roles, including coordinating the microfinance practice and working in the CSR group focused on investments in education and microfinance. He has significant experience of working closely with NGO, academicians, State Governments and donor agencies. Puneet also has experience in running and managing his family business for 4 years. He is a commerce graduate with a Master’s degree in Rural Management from Institute of Rural Management.
Co-Founder & Director
Co-founder & CTO
Natasha has a deep background in technology and product management. She started her journey with a robust academic foundation, having graduated from Stanford University with degrees in Computer Science and Economics. She went on to work deeply on scalable platforms at Microsoft in Seattle, contributing significantly to the development of the .Net Web Services and Workflow Foundation stacks. Subsequently, Natasha made her mark at Google Inc in New York, leading a team dedicated to crafting video content monetization tools for large B2B publishers and successfully presenting the Beta product to the Google founders. Keen to move back to India, Natasha joined fintech BankBazaar to head their Engineering teams where she played a pivotal role in shaping the mobile app, website, and analytics products. Along this journey, Natasha got inspired by the challenge to bring formal financial solutions to the much larger and deeply underserved Indian customer segment - this led her to Kaleidofin. She leads the Product Management, Technology and Data Science teams at Kaleidofin, committed to addressing customer challenges and delivering tailored financial solutions for all.
Co-founder & CTO
Co-founder & COO
Grounded in the core belief that every customer problem deserves a unique and empathetic solution, Vipul has a proven track record of leadership in various roles. As a founding member of Allianz AG operations in eastern and southern India, he played a pivotal role in the establishment and growth of the business. Vipul led new business initiatives at IFMR Holdings, showcasing his strategic acumen. His extensive experience includes managing health insurance revenues exceeding INR 2.5 billion annually for Munich Health and driving digital strategies, including digital adoption for field agents. With a background in B. Comm (Hons) from St. Xavier's College, Kolkata, Vipul combines academic expertise with a wealth of practical experience in setting up and managing successful business operations in India.
Co-founder & COO
Founding partner AZB
• Director of Voltas Limited
• Has served as an independent director of Larsen & Tourbo
• He has served on several Governmental and regulatory committees
Founding partner AZB
Director ON India
• Has over 14 years of experience in investing
• She was a part of the founding team of Ascent Capital
• Here, she was involved in raising and managing two funds
• Has spent five years at Deloitte and KPMG
Director ON India
Founder- Inklude Labs and Operating Partner, Gaja Capital
• A successful investment professional and a keen social entrepreneur
• He was the CEO and Country Head of Morgan Stanley- India
• He was the joint Chairperson at RBL Bank
Founder- Inklude Labs and Operating Partner, Gaja Capital
Sanjay Jain (Technology) Partner at Bharat Innovations Fund CIIE, IIM Ahmedabad
• Has played an instrumental role in India Stack effort
• Has several years of experience in product management in top tech companies like Google
• B Tech from IIT Bombay and MS in Computer Science from UCLA Anderson
Sanjay Jain (Technology) Partner at Bharat Innovations Fund CIIE, IIM Ahmedabad
Chaitanya Pande (Investments) Founder- Polymath Capital Advisors
• Has over 25 years of relevant award-winning experience leading investments
• Specialisation in fixed income, structured products, valuation and portfolio risk management
• Has won the title of India’s Most Astute Bond Investor (2007) and Business Standard Fund Manager of The Year- Debut (2011)
• Mathematics graduate from St. Stephens
• PG Diploma in Finance and Corporate Strategy-IMI Delhi
Chaitanya Pande (Investments) Founder- Polymath Capital Advisors
Kaleidofin was founded on the belief that every individual has a right to financial services and that every potential customer has unique needs. With the aim of providing intuitive and innovative financial solutions for the informal sector, we began our journey in 2018 and have gathered the support of institutional and angel investors.
We are proud to have the support of three esteemed institutional investors and a few exceptional angel investors. We benefit from their wisdom and network and we fulfil the life goals of our customers with customised financial solutions.
Every customer is unique, and at Kaleidofin, we prioritize meeting their individual needs with tailored financial solutions. We understand the importance of placing customer satisfaction at the core of decision-making. To empower you in delivering an exemplary customer-centric experience, Kaleidofin opens its platform to network partners, seamlessly integrating goal-based financial solutions for institutions like Banks, Banking Correspondents, MFIs, NBFCs, and others.
Enhances processes, strengthens consumer connections, and boosts customer lifetime value.
Increases wallet share for long-term revenue and profitability.
Enhances cross-selling opportunities through deep insights into customer financial behavior.
Unique solutions for diverse customer needs, offering curated savings prioritizing principal protection, higher returns compared to savings accounts, and a strategic mix of credit and insurance for stability.
Our application, designed for diverse digital readiness, offers assisted and self-service features, along with tailored processes, training, and immersive adoption supported by cue-cards and vernacular assistance.
Prioritizing customer satisfaction in decision-making fuels revenue share, enhances customer lifetime value through personalized nudges, and drives business innovation with insights.
Kaleidofin's technologically advanced platform streamlines the entire process, from enrollment to post-sales interaction, ensuring a unified experience for our product partners. Our robo-advisory technology aligns customers' risk profiles with their life goals, recommending the most suitable Kaleidofin solution to prevent miss-selling. As a product partner, you can seamlessly connect to our platform for last-mile market access, reaching a broad audience without additional costs. In less than a year, we've partnered with over 16 entities, granting us access to a rapidly growing network of 4 million customers.
Partner with Kaleidofin and get to identify these 'at -risk' segments. With our goal-based financial planning, your employees can choose a goal and be carefree of their financial vulnerabilities, all in one stop!
Save
Borrow
Protect
Retain and nurture